Retail Banking -Products & Services
Course Overview:
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Are you struggling in understanding banking credit related matters like Financial Ratio Analysis, Cash Flow and Fund Flow Analysis, Working Capital Assessment and products like Cash Credit, Letter of Credit, Bank Guarantee, Buyers Credit, Term Loan appraisal covering Debt Equity Analysis, DSCR, FOIR, etc.?
Are you a Finance Professional working on Project Funding for your clients?
Are you finding it difficult to write down a comprehensive loan proposal?
Are you a Banker aspiring to rise to top in your career?
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Then this course is for you - Banking Credit Analysis Process.
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Why you should take this course?
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Credit Analysis is the core process adopted by any Bank to understand, evaluate and appreciate about the Customers Identity, Integrity, Financial Position, - Repayment Capacity, Etc.
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Every Banker should be thorough with Credit Analysis Process because day in day out they have to deal with new customers and before sanctioning any new loans to them, Banker should have made detailed study of their customers.
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No Banker can raise to top unless he becomes conversant with Credit Analysis Process.
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Bank would generally throw employees on to the job before they get opportunity to be trained. This is with more specific reference to Credit Analysis where Bankers should under detailed learning process, else their mistakes in the process will be Very Costly beyond their manageable Position.
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Hence, this course will provide platform to Bankers to have fall back reference on the Critical Aspects of Credit Analysis Process. Banking/ Management Consultants can also use this course for the equipping themselves to the expectations of the Bankers while handling Credit Proposals.
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By taking this course, you will be able to Write Bank Loan Proposals with better clarity and confidence.
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You will understand various technical matters written in Bank Loan Proposals.
​Course Objectives:
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Understand What is Credit Analysis
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How to evaluate Credit Proposal
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How to analyse Financial Statements
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How to analyse Term loan Projects
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Understand What is Project Financing
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How to arrive at Working Capital
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What is Working Capital Cycle
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What is letter of Credit
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What is Bank Guarantee
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Understand, Detailed Process of Credit Analysis